Downsizing is very important when it comes to retirement. A lot of people have these great retirement fantasies, which are too high-priced. Some people might need to retire to another state where the price of living is cheaper. While money is important, planning for retirement isn’t all about money. Maybe hire a life coach (like myself) and work out what you would like to see your retirement life look like. Also I think it’s a great idea to get a certified retirement financial adviser if you need help planning for your future. Life after retirement should be very enjoyable. No one should spend time worrying about finances, but rather do things that they enjoy and now have time to do. The certified advisers will help to prevent stressful retirements.For example I have my financial advisor at Edward Jones.